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Whether you need it for your business, car, or house, liability coverage is a crucial piece of your insurance policies. It can be the difference between a catastrophic financial loss and being able to handle the situation confidently. 1. What is liability insurance? Liability insurance is a term used when referring to a portion of …

Event insurance helps shield you from liability just in case somebody injures themselves or damages the venue’s property. Most insurers conjointly supply cancellation coverage, particularly for weddings, that reimburses you for any non-refundable lost deposits if you want to cancel or reschedule the event. What is Considered a Special Event? Special Event Insurance is a …

Let’s look at an example. You return to your apartment after a nice weekend getaway to find that your living room window is shattered! After further examination, you notice your laptop is missing and somebody has clearly gone through your things! Not the relaxing evening back at home you expected. Assuming you have renters insurance …

You’re probably renting a vehicle for one of two reasons, and they couldn’t be more different. One, you are planning a trip and want to rent a vehicle to travel.  Or, the not-so-fun reason, you were in a car accident and your vehicle is in the shop for repairs. Both of these situations prompt the …

When you looked over your lease agreement, you probably saw a section explaining that your building is insured. That section is referring to the insurance policy your landlord has on the building. Of course, it’s important that your building is insured. However, it’s also important to know that their insurance policy does not generally cover your personal …